For African Insurers

Africa's climate risk is unpriced. We're changing that.

ASKab provides district-level flood risk intelligence that enables African insurers to confidently underwrite policies in markets where granular data has never existed.

0M+

Africans exposed to climate risk

<0%

Have any climate insurance coverage

0$B

Micro-insurance market opportunity

The Problem

Insurers can't price what they can't measure.

Global climate models from Swiss Re and Munich Re operate at country or regional level. They are blind to informal settlements, unmapped drainage systems, and village-level terrain variations.

Without granular risk data, insurers either refuse to offer coverage — or price it so high that no African family can afford it.

"

The data gap isn't a technology problem. It's an infrastructure problem that has been ignored because the market was considered too hard.

— Ange Sylvie KaberaFounder & CEO, ASKab
The Solution

Hyperlocal risk intelligence, built for African realities.

ASKab combines satellite rainfall data, elevation mapping, settlement density analysis, and drainage infrastructure surveys to generate district-level risk scores and underwriting-ready intelligence. We don't sell raw data. We deliver outputs that insurers can act on immediately.

  • District-level flood risk scores (0–100)
  • High-resolution risk heatmap visuals
  • Pricing guidance for diverse settlements
  • Automated assessment reports for underwriters
Kigali Flood Risk Heatmap
Risk Index
Critical
High
Medium
Low
Intelligence
How It Works

From raw data to underwriting-ready intelligence.

01
1

We ingest the data

Satellite rainfall, topographic elevation, settlement density, and drainage infrastructure data is collected and processed for your target district.

02
2

Our AI scores the risk

Time-series flood prediction models and geospatial clustering generate a 0–100 risk score with confidence intervals and contributing factor breakdown.

03
3

You receive actionable intelligence

District risk scores, heatmap visuals, pricing guidance, and assessment reports — formatted for direct use in your underwriting workflow.

Platform Outputs

Concrete intelligence for confident decisions.

District Risk Heatmaps

High-resolution geospatial visuals identifying critical flood zones within specific districts.

Pulse Risk Scores

A standard 0–100 index representing the probability and severity of flood events.

Underwriting Guidance

Specific pricing recommendations based on hyperlocal risk exposure levels.

Automated Reports

Comprehensive risk assessment documents ready for internal audit and compliance.

Risk Factor Breakdown

Insight into contributing factors like drainage quality, elevation, and settlement density.

Historical Analysis

Comparison with past flood events to validate current risk scoring models.

Who It's For

Built for those who manage risk.

For Insurers

Access district-level risk scores and high-resolution heatmaps to confidently price and underwrite climate-exposed portfolios.

Request a Pilot

For Reviewers

Validate the engineering and data infrastructure behind our climate risk intelligence models for TEF and accelerator diligence.

View Technical Specs

For Investors

Discover the $7B micro-insurance opportunity being unlocked by granular data across emerging African markets.

Request Deck
Founder Photo
The Founder

Ange Sylvie Kabera

Founder & CEO, ASKab

I founded ASKab to bridge the critical data gap in African climate risk insurance. My mission is to ensure that every district in Rwanda—and eventually across the continent—has the granular intelligence needed to protect communities and build financial resilience.

Combining technical expertise in geospatial analysis with a deep understanding of the East African insurance landscape, I lead ASKab in delivering data that isn't just precise, but actionable.

Ready to Begin?

Request a Pilot

Join our waiting list for the next district-level flood risk intelligence pilot in Rwanda.